Atlantic County and Galloway Township property record for 438 E Ridgewood Ave, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 2018 |
| Lot Size | 1.15 acres (50,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,500 (Dec 2020) |
| Tax Bill | $8,139 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2020 Line of Credit + 3 more |
| APN | 11-01064-01-00002-01 |
| Primary APN | 11-01064-01-00002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Lot Area | 50,246 sqft |
| Lot Dimensions | 475 ft deep x 78 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | W00 |
|---|---|
| Street Address | 438 E RIDGEWOOD AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | ALSO LOT 2 |
| Legal Subdivision | MINOT SUBDIVISION |
| Legal Block | 1064 |
| Legal Lot Number | 2.1 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10505 |
Source: Atlantic County and Galloway Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Jun 23, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Jul 24, 2017 | Grant Deed, Transfer TITLE COMPANY/JERSEY |
| Apr 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 202063137 |
| Prior Transfer Date | Aug 2, 2011 |
| Prior Transfer Doc | 2011045844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Dec 10, 2020 |
| Property Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000063137 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 63137 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | CITY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 438 E RIDGEWOOD AVE GALLOWAY NJ 082059725, GALLOWAY, NJ 08205-9725 |
| Document Number | 63138 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 63138 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000033861 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 438 E RIDGEWOOD AVE GALLOWAY NJ 082059725, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000033861 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 33861 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | MARSHALLTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000037286 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 438 E RIDGEWOOD AVE GALLOWAY NJ 08205, GALLOWAY, NJ 08205 |
| Document Number | 0000037286 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 37286 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Jul 24, 2017 |
| Property Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000041380 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 41380 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | TITLE COMPANY/JERSEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 238 N COLOGNE AVE EGG HARBOR CITY NJ 082153223, EGG HARBOR CITY, NJ 08215-3223 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Apr 21, 2017 |
| Property Address | 438 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725 |
| Document Number | 0000023853 |
| Book / Page | 014231 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 23853 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1102 PLYMOUTH LANDING RD ABSECON NJ 082019704, ABSECON, NJ 08201-9704 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,100 (-) Land $62,200 Building $177,900 | $240,100 (-) Land $62,200 Building $177,900 | |
| 2025 | $8,139.00 (+1.55%) | $240,100 (-) Land $62,200 Building $177,900 | $240,100 (-) Land $62,200 Building $177,900 |
| 2024 | $8,015.00 (+3.97%) | ||
| 2023 | $240,100 Land $62,200 Building $177,900 | $240,100 Land $62,200 Building $177,900 | |
| 2022 | $7,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1980–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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