442 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 442 Denman Loop, Columbia, SC 29229

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,435 sqft · built 2009
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2024)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23215-02-09`

Property Details

APN / Parcel Number

Primary APN	`23215-02-09`
Alternative APNs	`R23215-02-09` `01941527`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,435 sqft Heated Area
Gross Area	3,210 sqft
1st Floor Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01941527
Street Address	442 DENMAN LOOP
City	COLUMBIA
State	SC
Zip	29229-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 630 50.8X124.2X48X108.7 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal Subdivision	CENTENNIAL @ L CAROLINA-VINYL
Legal Lot Number	50,630
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	11423

Owner

442 Denman Loop is owned and occupied by two individuals who bought it in July 2024.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	442 DENMAN LOOP, COLUMBIA, SC 29229-7049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2019	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	202434142
Deed Book / Page	2944 / 2102
Prior Transfer Date	Dec 29, 2008
Prior Transfer Doc	0017201600
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	442 DENMAN LOOP, COLUMBIA, SC 29229-7049
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 DENMAN LOOP, COLUMBIA, SC 29229-7049

Mortgage

Document Number	0031120865
Date	Mar 30, 2026
Book Page	3112/865
Instrument	2026014579

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Nov 1, 2054

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 5, 2019
Property Address	442 DENMAN LOOP, COLUMBIA, SC 29229-7049
Document Number	2370/0030
Book / Page	002370 / 000030
Instrument Date	Feb 5, 2019
Instrument	8298
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	442 DENMAN LOOP COLUMBIA SC 292297049, COLUMBIA, SC 29229-7049

Mortgage

Document Number	2370/0033
Date	Feb 5, 2019
Book Page	002370/000033
Instrument	8299

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Mortgage

Document Number	2370/0055,
Date	Feb 5, 2019
Book Page	002370/000055
Instrument	8300

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 4, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 442 Denman Loop was $2,579.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 Homeowner's exemption	$7,160 (-96.52%)	$290,000 (+12.8%) Land $34,000 Building $256,000
2024		$205,900 (+2,775.7%)	$257,100 (+43.63%) Land $34,000 Building $223,100
2023	$1,833.00	$7,160	$179,000
2021	$1,822.00	$7,160	$179,000 Land $25,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Denman Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Denman Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Denman Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures