425 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 425 Denman Loop, Columbia, SC 29229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,192 sqft · built 2014
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,400 (Mar 2014)
Tax Bill	$399 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23215-01-14`

Property Details

APN / Parcel Number

Primary APN	`23215-01-14`
Alternative APNs	`R23215-01-14` `01941260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Heated Area
Gross Area	2,792 sqft
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01941260
Street Address	425 DENMAN LOOP
City	COLUMBIA
State	SC
Zip	29229-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 603 42.1X137.7X89X177.4 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal Subdivision	CENTENNIAL @ L CAROLINA-VINYL
Legal Lot Number	42,603
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11423

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 DENMAN LOOP, COLUMBIA, SC 29229-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 15, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2014 · Amount on Record
Deed Sale	Mar 12, 2014 · Amount on Record
Deed Document Number	201417808
Deed Book / Page	1931 / 3685
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	425 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027000845
Date	Dec 22, 2021
Book Page	2700/845
Instrument	2021084672

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	425 DENMAN LOOP, COLUMBIA, SC 29229-7050
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026050463
Date	Apr 2, 2021
Book Page	2605/463
Instrument	2021021410

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	425 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2395/3620
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 DENMAN LOOP COLUMBIA COLUMBIA SC 29229, COLUMBIA, SC 29229

Mortgage

Document Number	2395/3620
Date	May 23, 2019
Book Page	002395/003620
Instrument	35896

Lender

Name	USAA
Address	SAN ANTONIO, TX 78230-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2039

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+8.42%)		$249,600 (+51.46%) Land $34,000 Building $215,600
2023	$368.00 (+13.93%)		$164,800 (-) Land $25,000 Building $139,800
2021	$323.00	$6,592 Land $1,000 Building $5,592	$164,800 Land $25,000 Building $139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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