445 Denman Loop, Columbia, SC 29229 Property Records

Richland County property record for 445 Denman Loop, Columbia, SC 29229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,264 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2025)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Dec 2019 Transfer Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23215-01-19`

Property Details

APN / Parcel Number

Primary APN	`23215-01-19`
Alternative APNs	`R23215-01-19` `01941313`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,264 sqft Heated Area
Gross Area	2,812 sqft
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01941313
Street Address	445 DENMAN LOOP
City	COLUMBIA
State	SC
Zip	29229-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 608 45.3X121.8X58.6X120 #SU CENTENNIAL @ LAKE CAROLINA PH 19
Legal Subdivision	CENTENNIAL @ L CAROLINA-VINYL
Legal Lot Number	45,608
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2002
Census Tract	11423

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 DENMAN LOOP, COLUMBIA, SC 29229-7050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS INS CO
Oct 29, 2018	Trustee's Deed, Transfer · Line of Credit MORGAN STANLEY ASSET FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	202514210
Deed Book / Page	3006 / 2930
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 23, 2019
Property Address	445 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2456/1289
Book / Page	002456 / 001289
Instrument Date	Dec 9, 2019
Instrument	94655
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	445 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2459/2645
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 N WACKER DR #435 CHICAGO IL 606062800, 435, CHICAGO, IL 60606-2800

Mortgage

Document Number	2459/2645
Date	Jan 6, 2020
Book Page	002459/002645
Instrument	627

Lender

Name	MISCELLANEOUS INS CO
Address	1 METLIFE WAY, WHIPPANY, NJ 07981-1449

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2030

Interest

Rate Type	Adjustable Rate

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 29, 2018
Property Address	445 DENMAN LOOP, COLUMBIA, SC 29229-7050
Document Number	2346/1422
Book / Page	002346 / 001422
Instrument Date	Oct 9, 2018
Instrument	78635
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,872.51
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 S WACKER DR #4730 CHICAGO IL 606064719, 4730, CHICAGO, IL 60606-4719
Investor	Possibly a Property Investor

Mortgage

Document Number	2346/2606
Date	Oct 29, 2018
Book Page	002346/002606
Instrument	78915

Lender

Name	MORGAN STANLEY ASSET FNDG
Type	Funding / Finance Company
Address	1585 BROADWAY # 25TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (+11.5%)	$5,892 (-)	$250,600 (+70.13%) Land $34,000 Building $216,600
2023	$5,243.00 (+0.4%)	$5,892 (-33.35%)	$147,300 (-)
2021	$5,222.00	$8,840	$147,300 Land $25,000 Building $122,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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