Bay County property record for 390 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,592 sqft · built 1968 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,031 (2026) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-100-050-00 |
| Primary APN | 140-001-100-050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 2,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 450 ft deep x 87 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 390 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | COM 90 FT W OF SE COR OF SW 1/4 OF NW 1/4 TH N 450 FT TH W 87 FT TH S 450 FT TH E 87 FT TO BEG. SEC 1 T14N R3E |
| Legal Range | 03E |
| Legal Township | 14N |
| Legal Section | 01 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
Source: Bay County assessment roll, APN 140-001-100-050-00, as of May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 CHIP RD, AUBURN, MI 48611-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 390 CHIP RD, AUBURN, MI 48611-9741 |
| Document Number | 0000007318 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 390 CHIP RD AUBURN MI 486119741, AUBURN, MI 48611-9741 |
| Document Number | 0000007318 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 7318 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2034 |
Source: Bay County assessment roll as of May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,031.00 (+13.01%) | $102,300 (+22.66%) | $204,600 (+22.66%) |
| 2023 | $83,400 | $166,800 | |
| 2022 | $2,682.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), as of February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172856001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 28 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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