442 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 442 Bluff St, Alton, IL 62002

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,014 sqft · built 1880
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jun 2022)
Tax Bill$4,352 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jan 2022 Mortgage
+ 3 more
APN23-1-07-11-13-302-021

Property Details

APN / Parcel Number

Primary APN23-1-07-11-13-302-021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,014 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions200 ft deep x 40.5 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address442 BLUFF ST
CityALTON
StateIL
Zip62002-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR NW SW 40.5X200
JurisdictionMADISON IL
Township / Civil DivisionALTON
Census Block Group1
Census Block1013
Census Tract402300

Owner

Source: Madison County records · APN 23-1-07-11-13-302-021

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address735 COUNTRY MEADOW LN, SAINT LOUIS, MO 63141-8806
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Nov 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARROLLTON BANK
Jan 15, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2022 · Amount on Record
Deed SaleJun 07, 2022 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Document Number202219236
Prior Transfer DateNov 03, 2020
Prior Transfer Doc0000041647
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJun 07, 2022
Property Address442 BLUFF ST, ALTON, IL 62002-6010
Document Number0000019236
Map ReferenceBK 301 PG 179
Instrument DateMay 31, 2022
Instrument2022R19236
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanySERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address735 COUNTRY MEADOW LN, SAINT LOUIS, MO 63141-8806

Mortgage

Document Number0000019237
DateJun 07, 2022
Instrument2022R19237
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address442 BLUFF ST, ALTON, IL 62002-6010
Transaction TypeMortgage
Record UpdatedFeb 02, 2022
Title CompanySERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002022
DateJan 14, 2022
Instrument2022R02022
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 06, 2023
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address442 BLUFF ST, ALTON, IL 62002-6010
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008643
DateMar 01, 2021
Instrument2021R08643
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON IL
Recording DateNov 13, 2020
Property Address442 BLUFF ST, ALTON, IL 62002-6010
Document Number0000041647
Map ReferenceBK 301 PG 179
Instrument DateNov 03, 2020
Instrument2020R41647
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanySERENITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address442 BLUFF ST, 442, ALTON, IL 62002-6010

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address442 BLUFF ST, ALTON, IL 62002-6010

Mortgage

Document Number0000041648
DateNov 13, 2020
Instrument2020R41648
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035
Interest
Rate TypeFixed Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJan 15, 2019
Property Address442 BLUFF ST, ALTON, IL 62002-6010
Document Number0000001567
Instrument DateJan 11, 2019
Instrument1567
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanySERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 BLUFF ST ALTON IL 620026010, ALTON, IL 62002-6010

Mortgage

Document Number1568
DateJan 15, 2019
Instrument1568
Lender
NameBANK OF EDWARDSVILLE
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,352.00 (+8.85%)$54,370 (+35.42%) Land $3,970 Building $50,400$163,110 (+35.28%) Land $11,910 Building $151,200
2024$3,998.00 (+33.44%)
2022$2,996.00$40,150 Land $2,930 Building $37,220$120,571 Land $8,799 Building $111,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1978–2019)
Claims Outside the SFHA2 of 17
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Christian Hill Historic District
listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 328 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number