447 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 447 Bluff St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 850 sqft · built 1905
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2004)
Tax Bill	$4,751 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
APN	`23-2-07-11-13-304-028`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-13-304-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	850 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	447 BLUFF ST
City	ALTON
State	IL
Zip	62002-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOULDS T L ADD LOT 4 48X100
Legal Subdivision	FOULDS T L ADDN
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1017
Census Tract	402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 BLUFF ST, ALTON, IL 62002-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2004 · Amount on Record
Deed Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	200445535
Last Transfer Date	Sep 22, 2014
Transfer Doc	0000032577
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	447 BLUFF ST, ALTON, IL 62002-6012
Document Number	0000020190
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	SOUTHERN IL R/E TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 BLUFF ST ALTON IL 620026012, ALTON, IL 62002-6012

Mortgage

Document Number	0000020190
Date	Jun 19, 2017
Instrument	20190

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,751.00 (+10.03%)	$65,360 (+35.43%) Land $4,080 Building $61,280	$196,080 (+35.3%) Land $12,240 Building $183,840
2024	$4,318.00 (+16.48%)
2022	$3,707.00	$48,260 Land $3,010 Building $45,250	$144,925 Land $9,039 Building $135,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1978–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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