438 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 438 Bluff St, Alton, IL 62002 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage768 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$149,000 (2013)
Tax Bill$5,692.00 (2025)

Owner

Source: Madison County records · APN 23-1-07-11-13-302-023

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address438 BLUFF ST, ALTON, IL 62002-6010
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2013 · Amount on Record
Deed SaleSep 04, 2013 · Amount on Record
Prior SaleMar 31, 2004 · Amount on Record
Deed Doc Number201338137
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address438 BLUFF ST, ALTON, IL 62002-6010
Transaction TypeMortgage
Record UpdatedNov 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042658
DateOct 12, 2021
Instrument2021R42658
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term48 Months
DueOct 11, 2025
Interest
Rate TypeFixed Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address438 BLUFF ST, ALTON, IL 62002-6010
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001013
DateJan 07, 2021
Instrument2021R01013
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,692.00 (+9.84%)$77,110 (+35.4%) Land $3,370 Building $73,740$231,330 (+35.26%) Land $10,110 Building $221,220
2024$5,182.00 (+15.93%)
2022$4,470.00$56,950 Land $2,490 Building $54,460$171,021 Land $7,477 Building $163,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Christian Hill Historic District
listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN23-1-07-11-13-302-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area768 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Depth X Width200 ft x 35 ft Depth x Width
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address438 BLUFF ST
CityALTON
StateIL
Zip62002-6010
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR NW SW 35X200
JurisdictionMADISON IL
Minor Civil DivisionALTON
Census Blockgroup1
Census Block1013
Census Tract402300

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