4419 Rustic Montell Ln, Katy, TX 77493 Property Records

Harris County property record for 4419 Rustic Montell Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,754 sqft · built 2014
Lot Size	0.184 acres (8,016 sqft)
Owner	2 Individual Names on File
Last Sale	$256,800 (Sep 2019)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-869-002-0004`

Property Details

APN / Parcel Number

Primary APN	`134-869-002-0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,754 sqft Living Area
1st Floor Area	2,754 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,016 sqft (0.184 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	186 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1348690020004
Street Address	4419 RUSTIC MONTELL LN
City	KATY
State	TX
Zip	77493-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 2 VENTANA LAKES SEC 1
Legal Subdivision	VENTANA LAKES SEC 1
Legal Block	2
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2104
Census Tract	542902

Owner

4419 Rustic Montell Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
May 2, 2017	Quit Claim Deed, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	2019391901
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	2019391901
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 5, 2026
Property Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072
Document Number	0000174017
Instrument Date	Apr 27, 2026
Instrument	2026174017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072

Mortgage

Document Number	0000174017,
Date	May 5, 2026
Instrument	2026174017

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229212
Date	May 2, 2022
Instrument	2022-229212

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 4, 2019
Property Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072
Document Number	0000391901
Instrument Date	Sep 3, 2019
Instrument	391901
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4419 RUSTIC MONTELL LN KATY TX 774932072, KATY, TX 77493-2072

Mortgage

Document Number	391902
Date	Sep 4, 2019
Instrument	391902

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	May 2, 2017
Property Address	4419 RUSTIC MONTELL LN, KATY, TX 77493-2072
Document Number	0000189663
Instrument Date	Apr 22, 2017
Instrument	189663
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4419 RUSTIC MONTELL LN KATY TX 774932072, KATY, TX 77493-2072

Mortgage

Document Number	189664
Date	May 2, 2017
Instrument	189664

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4419 Rustic Montell Ln was $3,007 with a homeowner's exemption, down 21% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,633 (-11.09%) Land $62,660 Building $271,973	$334,633 (-11.09%) Land $62,660 Building $271,973
2025	$3,007.00 (-20.97%) Homeowner's exemption	$376,354 Land $62,660 Building $313,694	$376,354 Land $62,660 Building $313,694
2024	$3,805.00
2023		$421,536 Land $62,660 Building $358,876	$421,536 Land $62,660 Building $358,876
2022	$1,241.00
2020	$2,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4419 Rustic Montell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4419 Rustic Montell Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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