4415 Rustic Montell Ln, Katy, TX 77493 Property Records

Harris County property record for 4415 Rustic Montell Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 2014
Lot Size	0.184 acres (8,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,600 (May 2019)
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-869-002-0005`

Property Details

APN / Parcel Number

Primary APN	`134-869-002-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,016 sqft (0.184 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	160 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1348690020005
Street Address	4415 RUSTIC MONTELL LN
City	KATY
State	TX
Zip	77493-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 2 VENTANA LAKES SEC 1
Legal Subdivision	VENTANA LAKES SEC 1
Legal Block	2
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2104
Census Tract	542902

Owner

Source: Harris County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4415 RUSTIC MONTELL LN, KATY, TX 77493-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 17, 2019	Warranty Deed, Transfer GIBRALTAR MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	2019206612
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4415 RUSTIC MONTELL LN, KATY, TX 77493-2072
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021122975
Date	Mar 10, 2021
Instrument	2021-122975

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 17, 2019
Property Address	4415 RUSTIC MONTELL LN, KATY, TX 77493-2072
Document Number	0000206612
Instrument Date	May 17, 2019
Instrument	206612
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4415 RUSTIC MONTELL LN KATY TX 774932072, KATY, TX 77493-2072

Mortgage

Document Number	206613
Date	May 17, 2019
Instrument	206613

Lender

Name	GIBRALTAR MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,109 (-12.62%) Land $62,660 Building $221,449	$284,109 (-12.62%) Land $62,660 Building $221,449
2025	$2,956.00 (+103.72%) Homeowner's exemption	$325,130 (-11.51%) Land $62,660 Building $262,470	$325,130 (-11.51%) Land $62,660 Building $262,470
2024	$1,451.00 (+3.05%)
2023		$367,419 Land $62,660 Building $304,759	$367,419 Land $62,660 Building $304,759
2022	$1,408.00 (-63.65%)
2020	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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