4418 Rustic Montell Ln, Katy, TX 77493 Property Records

Harris County property record for 4418 Rustic Montell Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,242 sqft · built 2014
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`134-869-001-0013`

Property Details

APN / Parcel Number

Primary APN	`134-869-001-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	2,242 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,750 sqft (0.155 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1348690010013
Street Address	4418 RUSTIC MONTELL LN
City	KATY
State	TX
Zip	77493-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 1 VENTANA LAKES SEC 1
Legal Subdivision	VENTANA LAKES SEC 1
Legal Block	1
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2106
Census Tract	542902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer
Sep 5, 2023	Vendor's Lien, Subdivision Related Transfer · Balloon Mortgage PHUONG NGUYEN
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage BAY STREET M LLC
Aug 9, 2022	Warranty Deed, Transfer GREAT AMERICAN TITLE
Jun 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026
Deed Sale	Mar 5, 2026
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	202682631
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000272067
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 5, 2026
Property Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Document Number	0000082631
Map Reference	MF 658286
Instrument Date	Feb 16, 2026
Instrument	2026-82631
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 5, 2023
Property Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Document Number	0000340050
Map Reference	MF 658286
Instrument Date	Sep 1, 2023
Instrument	2023-340050
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23218 RUSPINO SHORES PL, KATY, TX 77493-2097

Mortgage

Document Number	0000340051
Date	Sep 5, 2023
Instrument	2023-340051

Lender

Name	PHUONG NGUYEN
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2025

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025178
Date	Jan 24, 2023
Instrument	2023-025178

Lender

Name	BAY STREET M LLC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 9, 2022
Property Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Document Number	0000406892
Map Reference	MF 658286
Instrument Date	Aug 8, 2022
Instrument	2022-406892
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23018 GREYSTONE HERITAGE LN, KATY, TX 77493-2069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 23, 2020
Property Address	4418 RUSTIC MONTELL LN, KATY, TX 77493-2071
Document Number	0000272067
Map Reference	MF 658286
Instrument Date	Jun 19, 2020
Instrument	2020-272067
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	STEWART TITLE, STEWART TITLE HOUSTON DIV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23018 GREYSTONE HERITAGE LN, KATY, TX 77493-2069

Mortgage

Document Number	0000272068
Date	Jun 23, 2020
Instrument	2020-272068

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,884 (-16.1%) Land $61,426 Building $246,458	$307,884 (-16.1%) Land $61,426 Building $246,458
2025	$8,198.00 (+62.05%) Homeowner's exemption	$366,961 (-6.73%) Land $61,426 Building $305,535	$366,961 (-6.73%) Land $61,426 Building $305,535
2024	$5,059.00 (-26.12%)
2023		$393,434 (+14.64%) Land $61,426 Building $332,008	$393,434 (+14.64%) Land $61,426 Building $332,008
2022	$6,848.00 (+51.94%) Homeowner's exemption	$343,205 Land $51,976 Building $291,229	$343,205 Land $51,976 Building $291,229
2020	$4,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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