4416 Windrush Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 4416 Windrush Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,616 sqft · built 1997
Lot Size	0.271 acres (11,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2026)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-8076-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-8076-9`
Alternative APNs	`26-1S-22-461E-0000-0020` `22S126461E00000020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	2,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,811 sqft (0.271 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4416 WINDRUSH DR
City	NICEVILLE
State	FL
Zip	32578-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND PH V AMENDED UNIT 2
Legal Range	22W
Legal Township	01S
Legal Section	26
Legal Subdivision	SOUTHWIND PH V AMENDED
Legal Phase	5
Legal Lot Number	20
Legal Unit	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1005
Census Tract	21001

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 MALUNIU AVE, A, KAILUA, HI 96734-5811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	20263810681
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 15, 2026
Property Address	4416 WINDRUSH DR, NICEVILLE, FL 32578-4811
Document Number	0003810681
Instrument Date	Apr 8, 2026
Instrument	2026.3810681
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 MALUNIU AVE, KAILUA, HI 96734-5811
Investor	Possibly a Property Investor

Mortgage

Document Number	0003810682,
Date	Apr 15, 2026
Instrument	2026.3810682

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (+5.42%) Homeowner's exemption	$376,258 (+5.99%)	$544,633 (+0.99%) Land $132,197 Building $412,436
2023	$3,853.00 (+2.5%) Homeowner's exemption	$355,004 (+3%)	$539,300 (+6.16%) Land $122,211 Building $417,089
2022	$3,759.00 Homeowner's exemption	$344,664	$507,990 Land $116,391 Building $391,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	79 (1994–2020)
Claims Outside the SFHA	44 of 79
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100