Okaloosa County property record for 4410 Windrush Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,649 sqft · built 1992 |
| Lot Size | 0.29 acres (12,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $728,000 (Apr 2026) |
| Tax Bill | $86 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-8079-3 |
| Primary APN | C56-000-596-8079-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,649 sqft Living Area |
| Gross Area | 3,746 sqft |
| 1st Floor Area | 2,649 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,610 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Florida Room |
| Porch Area | 258 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4410 WINDRUSH DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 5 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH V AMENDED |
| Legal Phase | 5 |
| Legal Lot Number | 50 |
| Legal Unit | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
4410 Windrush Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Okaloosa County records, as of May 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 29, 2026 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS |
| Jun 3, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jul 16, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 20263813714 |
| Prior Transfer Date | Nov 4, 1999 |
| Prior Transfer Doc | 0001801297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4405 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0003715212 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 3715212 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0003813714 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.3813714 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514,696.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0003813715, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..3813715 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0035511111 |
| Book / Page | 3551 / 1111 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | May 20, 2021 |
| Instrument | 3460783 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12400 BLUE GRANITE DR, 12400, DENTON, TX 76207-1872 |
| Name | Verified Name |
|---|---|
| Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 35511112 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 3551/1112 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4410 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0034764211 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4410 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811 |
| Document Number | 0034764211 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 003476/004211 |
| Instrument | 3374747 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
The 2025 property tax bill for 4410 Windrush Dr was $86 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86.00 Homeowner's exemption Veteran's exemption | $584,302 Land $132,197 Building $452,105 | $584,302 Land $132,197 Building $452,105 |
| 2023 | $86.00 (-98.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $581,698 (+6.21%) Land $122,211 Building $459,487 | $581,698 (+6.21%) Land $122,211 Building $459,487 |
| 2022 | $6,657.00 | $547,699 Land $116,391 Building $431,308 | $547,699 Land $116,391 Building $431,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4410 Windrush Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4410 Windrush Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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