Okaloosa County property record for 4412 Windrush Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,671 sqft · built 1993 |
| Lot Size | 0.273 acres (11,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $663,500 (May 2022) |
| Tax Bill | $6,888 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-8078-5 |
| Primary APN | C56-000-596-8078-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,671 sqft Living Area |
| Gross Area | 3,684 sqft |
| 1st Floor Area | 1,574 sqft |
| Upper Floors Area | 1,097 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,894 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Porch | Florida Room |
| Porch Area | 329 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4412 WINDRUSH DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWIND PH V AMENDED UNIT 4 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWIND PH V AMENDED |
| Legal Phase | 5 |
| Legal Lot Number | 40 |
| Legal Unit | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21001 |
4412 Windrush Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| May 31, 2022 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Nov 27, 2019 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Sep 12, 2017 | Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | May 31, 2022 · Amount on File |
| Deed Document Number | 20223553963 |
| Deed Book / Page | 3624 / 4449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 31, 2022 |
| Property Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0036244449 |
| Book / Page | 3624 / 4449 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | May 27, 2022 |
| Instrument | 3553963 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,644.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301 |
| Name | Verified Name |
|---|---|
| Address | 758 BLUE BIRD DR, VASS, NC 28394-8413 |
| Document Number | 0036244452 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 3624/4452 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 31, 2022 |
| Property Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0036244445 |
| Book / Page | 3624 / 4445 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | May 27, 2022 |
| Instrument | 3553962 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,644.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4412 WINDRUSH DR, 4412, NICEVILLE, FL 32578-4811 |
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD, DANBURY, CT 06810-7301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 27, 2019 |
| Property Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0034310872 |
| Book / Page | 003431 / 000872 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 3321059 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,535.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4412 WINDRUSH DR NICEVILLE FL 325784811, NICEVILLE, FL 32578-4811 |
| Document Number | 34310874 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 003431/000874 |
| Instrument | 3321060 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PENSACOLA, FL 32501-3903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 12, 2017 |
| Property Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0033171426 |
| Book / Page | 3317 / 1426 |
| Map Reference | MB11 PG100 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 3159521 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 PROVIDENCE MAIN ST NW APT 3301, 500, HUNTSVILLE, AL 35806-4866 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4412 WINDRUSH DR, NICEVILLE, FL 32578-4811 |
| Document Number | 0003159522 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 3159522 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 4412 Windrush Dr was $6,888 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,888.00 Homeowner's exemption | $616,056 Land $132,197 Building $483,859 | $616,056 Land $132,197 Building $483,859 |
| 2023 | $6,768.00 (+11.92%) | $561,464 (+6.05%) Land $122,211 Building $439,253 | $561,464 (+6.05%) Land $122,211 Building $439,253 |
| 2022 | $6,047.00 | $529,412 Land $116,391 Building $413,021 | $529,412 Land $116,391 Building $413,021 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4412 Windrush Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4412 Windrush Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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