4414 Upper River Rd, Gray, GA 31032 Property Records

Jones County property record for 4414 Upper River Rd, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,823 sqft · built 2002
Lot Size	2.98 acres (129,809 sqft)
Owner	Owner Name on File
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J43-050A`

Property Details

APN / Parcel Number

Primary APN	`J43-050A`
Alternative APNs	`J43 00 050A` `13256`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,823 sqft Heated Area
1st Floor Area	2,823 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	129,809 sqft (2.98 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	144 sqft
Deck Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	13256
Old Parcel Number	J4300050A
Street Address	4414 UPPER RIVER RD
City	GRAY
State	GA
Zip	31032-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPPER RIVER RD PB 16/269 DB 439/464
Legal Lot Number	152
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1003
Census Tract	30101

Owner

Source: Jones County records · APN J43-050A

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4414 UPPER RIVER RD, GRAY, GA 31032-3910
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Transfer Date	Aug 22, 2001
Transfer Doc	0004390271
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	4414 UPPER RIVER RD, GRAY, GA 31032-3910
Document Number	0010390038
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 UPPER RIVER RD GRAY GA 310323910, GRAY, GA 31032-3910

Mortgage

Document Number	0010390038
Date	Nov 02, 2020
Book Page	001039/000038

Lender

Name	CADENCE BK NA
Address	THE WOODLANDS, TX 77380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (+36.96%) Homeowner's exemption	$159,280 (+53.56%) Land $15,207 Building $144,073	$398,200 (+53.56%) Land $38,017 Building $360,183
2023	$3,726.00 (+0.32%)	$103,727 (+0.49%) Land $10,138 Building $93,589	$259,318 (+0.49%) Land $25,345 Building $233,973
2022	$3,714.00	$103,220 Land $9,631 Building $93,589	$258,051 Land $24,078 Building $233,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), as of October 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131690301011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tri-County Electric Membership Fiber	1,000 / 1,000
Uniti Group DSL	200 / 20

May also be available: AT&T.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA1690002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JONES COUNTY serves 13,373 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.