4400 Upper River Rd, Gray, GA 31032 Property Records

Jones County property record for 4400 Upper River Rd, Gray, GA 31032 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 2012
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J43-049B`

Property Details

APN / Parcel Number

Primary APN	`J43-049B`
Alternative APNs	`J43 00 049B` `15948`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
1st Floor Area	1,000 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	239,580 sqft (5.5 acres)
Garage Area	1,000 sqft
Porch	Slab
Porch Area	600 sqft
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15948
Street Address	4400 UPPER RIVER RD
City	GRAY
State	GA
Zip	31032-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPPER RIVER RD DB 811/264
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1003
Census Tract	30101

Owner

Source: Jones County records · APN J43-049B

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4400 UPPER RIVER RD, GRAY, GA 31032-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 27, 2016
Transfer Doc	0009250508
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	4400 UPPER RIVER RD, GRAY, GA 31032-3910
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 UPPER RIVER RD, GRAY, GA 31032-3910

Mortgage

Document Number	0010680000000088
Date	Apr 14, 2021
Book Page	0000001068/0000000088

Lender

Name	CADENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (+38.02%) Homeowner's exemption	$63,236 (+46.73%) Land $25,410 Building $37,826	$158,090 (+46.72%) Land $63,525 Building $94,565
2023	$1,415.00 (-2.35%) Homeowner's exemption	$43,098 (+6.97%) Land $16,940 Building $26,158	$107,746 (+6.97%) Land $42,350 Building $65,396
2022	$1,449.00 Homeowner's exemption	$40,289 Land $16,093 Building $24,196	$100,723 Land $40,233 Building $60,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131690301011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 50% of Georgia
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.