4401 Upper River Rd, Gray, GA 31032 Property Records

Jones County property record for 4401 Upper River Rd, Gray, GA 31032 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Architecture Style	Split Level
Year Built	Built 1978
Square Footage	1,798 sqft Heated Area
Lot Size	758,815 sqft (17.4 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$804.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`J43-005`
Alternative APNs	`J43 00 005` `3120`

Interior

Full Baths	3 Baths
Building Area	1,798 sqft Heated Area
1st Floor	1,798 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1978
Architectural Style	Split Level Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	758,815 sqft (17.4 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	441 sqft Carport

Exterior Amenities

Patio Area	252 sqft Patio
Porch	Open Porch
Porch Area	46 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	3120
Old Parcel Number	J4300005
Street Address	4401 UPPER RIVER RD
City	GRAY
State	GA
Zip	31032-3911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UPPER RIVER RDPB 4\239 139/327
Jurisdiction	JONES GA
Minor Civil Division	GRAY-MACON EAST
Census Blockgroup	3
Census Block	3005
Census Tract	30101

Owner

Source: Jones County records · APN J43-005

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4401 UPPER RIVER RD, GRAY, GA 31032-3911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	4401 UPPER RIVER RD, GRAY, GA 31032-3911
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009750524
Date	Jun 07, 2018
Book Page	975/524
Instrument	001717

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jones County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$804.00 (+15.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$72,296 (+29%) Land $37,982 Building $34,314	$180,739 (+28.99%) Land $94,954 Building $85,785
2023	$699.00 (-64.54%) Homeowner's exemption	$56,045 (+2.31%) Land $25,321 Building $30,724	$140,114 (+2.31%) Land $63,303 Building $76,811
2022	$1,971.00 Homeowner's exemption	$54,779 Land $24,055 Building $30,724	$136,949 Land $60,138 Building $76,811

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jones County (13169C), updated October 13, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 52% of Georgia
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.