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4413 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4413 Ponca St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details2,067 sqft · built 1952
Lot Size0.714 acres (31,125 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jul 2023)
Deeds & MortgagesMar 2024 Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-281-013

Property Details

APN / Parcel Number

Primary APN09-34-281-013

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,067 sqft Living Area
Gross Area2,691 sqft
1st Floor Area2,067 sqft
Basement Area624 sqft

Exterior

Year BuiltBuilt 1952
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area31,125 sqft
Garage Area795 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area56 sqft

Location & Zoning

Street Address4413 PONCA ST
CityMCHENRY
StateIL
Zip60050-5343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2007R0073076 LT 16 KELTER ESTATE SUB UNIT 2
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionKELTER ESTATE
Legal Block281
Legal Lot Number16
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3012
Census Tract870605

Owner

4413 Ponca St is owned and occupied by an individual who bought it in July 2023.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4413 PONCA ST, MCHENRY, IL 60050-5343
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 7, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2023 · Amount on File
Deed SaleJul 7, 2023 · Amount on File
Prior SaleNov 2, 2007 · Amount on File
Deed Document Number2023R0016337
Record UpdatedJun 7, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4413 PONCA ST, MCHENRY, IL 60050-5343
Transaction TypeMortgage
Record UpdatedApr 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4413 PONCA ST, MCHENRY, IL 60050-5343

Mortgage

Document Number0000006748
DateMar 22, 2024
Instrument2024R0006748
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term353 Months
DueAug 1, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 7, 2023
Property Address4413 PONCA ST, MCHENRY, IL 60050-5343
Document Number0000016337
Map ReferenceDOC 245499
Instrument DateJun 7, 2023
Instrument2023R0016337
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1263 N HAYWORTH AVE APT 21, 21, WEST HOLLYWOOD, CA 90046-5293

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4413 PONCA ST, MCHENRY, IL 60050-5343

Mortgage

Document Number0000016338
DateJul 7, 2023
Instrument2023R0016338
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$74,103 Land $9,783 Building $64,320$222,309 Land $29,349 Building $192,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4413 Ponca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4413 Ponca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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