4414 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4414 Ponca St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,344 sqft · built 1958
Lot Size	0.804 acres (35,033 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Jul 2004)
Deeds & Mortgages	May 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-251-026`

Property Details

APN / Parcel Number

Primary APN	`09-34-251-026`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,344 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1958
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	35,033 sqft
Garage Type	Detached
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	196 sqft
Deck Area	320 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4414 PONCA ST
City	MCHENRY
State	IL
Zip	60050-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0016825 LT 9 KELTER ESTATE SUB UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	KELTER ESTATE
Legal Block	251
Legal Lot Number	9
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3008
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	4414 PONCA ST, MCHENRY, IL 60050-5344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Oct 26, 2018	Deed of Trust, Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2004 · Amount on Record
Deed Sale	Jul 1, 2004 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Document Number	0000060135
Last Transfer Date	May 9, 2022
Transfer Doc	0000016825
Record Updated	Jun 7, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 9, 2022
Property Address	4414 PONCA ST, MCHENRY, IL 60050-5344
Document Number	0000016825
Instrument Date	May 5, 2022
Instrument	2022R0016825
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 PONCA ST, MCHENRY, IL 60050-5344

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4414 PONCA ST, MCHENRY, IL 60050-5344
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032561
Date	Jun 16, 2021
Instrument	2021R0032561

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4414 PONCA ST, MCHENRY, IL 60050-5344
Document Number	0000037479
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 PONCA ST MCHENRY IL 600505344, MCHENRY, IL 60050-5344

Mortgage

Document Number	0000037479
Date	Nov 1, 2018
Instrument	37479

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$75,563 Land $13,154 Building $62,409	$226,689 Land $39,462 Building $187,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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