4407 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4407 Ponca St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1957
Lot Size	0.283 acres (12,330 sqft)
Owner	2 Owner Names on Record
Last Sale	$129,600 (Oct 2003)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-34-281-004`

Property Details

APN / Parcel Number

Primary APN	`09-34-281-004`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,200 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1957
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	12,330 sqft
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4407 PONCA ST
City	MCHENRY
State	IL
Zip	60050-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0143356 LT 9 BLK 2 HAY HEIGHTS
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	HAY HEIGHTS
Legal Block	2
Legal Lot Number	9
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3012
Census Tract	870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4407 PONCA ST, MCHENRY, IL 60050-5343
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2003 · Amount on Record
Deed Sale	Oct 16, 2003 · Amount on Record
Prior Sale	Aug 24, 2000
Deed Document Number	2003R0143356
Record Updated	Jun 7, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	4407 PONCA ST, MCHENRY, IL 60050-5343
Document Number	0000031943
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	INGEO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4407 PONCA ST MCHENRY IL 600505343, MCHENRY, IL 60050-5343

Mortgage

Document Number	0000031943
Date	Sep 25, 2019
Instrument	31943

Lender

Name	SANTANDER BK NA
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2059

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,658 Land $7,302 Building $47,356	$163,974 Land $21,906 Building $142,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20