4412 Guild Trl, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4412 Guild Trl, Chattanooga, TN 37409

Property Summary

Property Type	Vacant Land
Lot Size	0.36 acres (15,720 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jan 2020)
Tax Bill	$327 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`167B B 006.01`

Property Details

APN / Parcel Number

Primary APN	`167B B 006.01`

Exterior

Lot Area	15,720 sqft (0.36 acres)
Lot Dimensions	209 ft deep x 75 ft wide

Location & Zoning

Street Address	4412 GUILD TRL
City	CHATTANOOGA
State	TN
Zip	37409-1622
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LT 4-A BLK 8 A M JOHNSONS REVISED ADDN TO ST ELMO PB 109 PG 52 OUT OF 167B B 006 FOR 2018
Legal Subdivision	JOHNSONS A M
Legal Block	8
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1042
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Jan 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Deed Document Number	2020011000083
Deed Book / Page	11875 / 146
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4412 GUILD TRL, CHATTANOOGA, TN 37409-1622
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000114
Date	Jul 19, 2021
Book Page	12572/252
Instrument	2021071900114

Lender

Name	SMARTBANK
Type	Bank
Address	HIXSON, TN 37343

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2026

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 10, 2020
Property Address	4412 GUILD TRL, CHATTANOOGA, TN 37409-1622
Document Number	0110000083
Book / Page	011875 / 000146
Instrument Date	Jan 8, 2020
Instrument	200110000083
Transaction Type	Construction Loan
Record Updated	Feb 4, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	110000084
Date	Jan 10, 2020
Book Page	011875/000148
Instrument	200110000084

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$327.00 (-7.63%)	$21,575 (+36.33%)	$86,300 (+36.33%) Land $86,300
2024	$354.00	$15,825 (-)	$63,300 (-) Land $63,300
2023	$354.00	$15,825 (-)	$63,300 (-) Land $63,300
2022	$354.00	$15,825	$63,300 Land $63,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1990)
Most Recent Claim	Feb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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