4374 Guild Trl, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4374 Guild Trl, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,247 sqft · built 2015
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$496,000 (Oct 2021)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167B B 009`

Property Details

APN / Parcel Number

Primary APN	`167B B 009`
Alternative APN	`0000104723`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,247 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	200 ft deep x 265 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000104723
Street Address	4374 GUILD TRL
City	CHATTANOOGA
State	TN
Zip	37409-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 BLK 26 A M JOHNSON HEIRS PB 5 PG 40
Legal Subdivision	AM JOHNSON TRI MT PIKE
Legal Block	26
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1042
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4374 Guild Trl is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4374 GUILD TRL, CHATTANOOGA, TN 37409-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	2021100400405
Deed Book / Page	12677 / 853
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4374 GUILD TRL, CHATTANOOGA, TN 37409-1601
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 GUILD TRL, CHATTANOOGA, TN 37409-1601

Mortgage

Document Number	0000000020
Date	Nov 5, 2024
Book Page	13752/560
Instrument	2024110500020

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 4, 2021
Property Address	4374 GUILD TRL, CHATTANOOGA, TN 37409-1601
Document Number	0000000405
Book / Page	12677 / 853
Map Reference	MB 5 PG 40
Instrument Date	Oct 1, 2021
Instrument	2021100400405
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TEAM TITLE SERVICES, TEAM TITLE LEGAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RANDALL ST, HIXSON, TN 37343-3850

Mortgage

Document Number	0012677856
Date	Oct 4, 2021
Instrument	12677/856

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4374 GUILD TRL, CHATTANOOGA, TN 37409-1601
Document Number	0624000251
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 GUILD TRL CHATTANOOGA TN 374091601, CHATTANOOGA, TN 37409-1601

Mortgage

Document Number	0624000251
Date	Jun 24, 2020
Book Page	012048/000653
Instrument	200624000251

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4374 Guild Trl was $2,261, down 12.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (-12.74%)	$149,200 (+28.82%)	$596,800 (+28.82%) Land $100,000 Building $496,800
2024	$2,591.00	$115,825 (-)	$463,300 (-) Land $56,300 Building $407,000
2023	$2,591.00	$115,825 (-)	$463,300 (-) Land $56,300 Building $407,000
2022	$2,591.00	$115,825	$463,300 Land $56,300 Building $407,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4374 Guild Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1990)
Most Recent Claim	Feb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4374 Guild Trl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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