Hamilton County property record for 4351 Guild Trl, Chattanooga, TN 37409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,257 sqft · built 2020 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Nov 2016) |
| Tax Bill | $1,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 167B A 004 |
| Primary APN | 167B A 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,257 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Dimensions | 230 ft deep x 197 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000104691 |
|---|---|
| Street Address | 4351 GUILD TRL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37409-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 20 A M JOHNSON ESTATE PB A12 PG 51 |
| Legal Subdivision | JOHNSONS A M |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4351 Guild Trl is owned and occupied by two individuals who bought it in November 2016.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4351 GUILD TRL, CHATTANOOGA, TN 37409-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2016 · Amount on File |
| Deed Sale | Nov 8, 2016 · Amount on File |
| Prior Sale | Jan 31, 2005 · Amount on File |
| Deed Document Number | 2016110800160 |
| Deed Book / Page | 10901 / 768 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4351 Guild Trl was $1,990, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,990.00 (+0.61%) | $131,325 (+48.47%) | $525,300 (+48.47%) Land $80,000 Building $445,300 |
| 2024 | $1,978.00 | $88,450 (-) | $353,800 (-) Land $45,000 Building $308,800 |
| 2023 | $1,978.00 | $88,450 (-) | $353,800 (-) Land $45,000 Building $308,800 |
| 2022 | $1,978.00 | $88,450 | $353,800 Land $45,000 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4351 Guild Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1990) |
| Most Recent Claim | Feb 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4351 Guild Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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