Carter County property record for 441 Willard Rd, Ardmore, OK 73401 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,891 sqft · built 1983 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 15058 |
| Primary APN | 15058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,891 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,920 sqft |
| Porch | Covered Porch |
|---|---|
| Porch Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Lean-To | 108 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15058 |
|---|---|
| Street Address | 441 WILLARD RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 396 S/2 SE SE SW- LESS .03 AC TO COUNTY ROAD- 27 04S 03E |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 892700 |
Source: Carter County records · APN 15058
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 WILLARD RD, ARDMORE, OK 73401-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Apr 07, 2026 |
| Property Address | 441 WILLARD RD, ARDMORE, OK 73401-8574 |
| Document Number | 0000003245 |
| Book / Page | 7868 / 252 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20263245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 441 WILLARD RD, ARDMORE, OK 73401-8574 |
| Document Number | 0000003245, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 7868/252 |
| Instrument | 20263245 |
| Name | FIRST BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 19, 2027 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Carter County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Dickson Town |
| Unified School District | Dickson Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,037.00 (-0.1%) Homeowner's exemption | $11,140 (+3%) Land $1,682 Building $9,458 | $203,230 (+5.42%) Land $14,999 Building $188,231 |
| 2024 | $1,038.00 (+5.7%) Homeowner's exemption | $10,816 (+3%) Land $1,633 Building $9,183 | $192,777 (+8.38%) Land $14,999 Building $177,778 |
| 2023 | $982.00 Homeowner's exemption | $10,501 Land $1,629 Building $8,872 | $177,864 Land $14,999 Building $162,865 |
Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | High above 73% of the US · above 39% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 319 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| Arbuckle Communications | Fixed Wireless (licensed-by-rule) | 400 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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