176 Willard Rd, Ardmore, OK 73401 Property Records

Carter County property record for 176 Willard Rd, Ardmore, OK 73401

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,166 sqft · built 2014
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Mar 2020)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55738`

Property Details

APN / Parcel Number

Primary APN	`55738`
Alternative APN	`0000-34-04S-03E-2-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft

Exterior Amenities

Deck Area	80 sqft
Shed	1 Shed
Shed Area	430 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55738
Street Address	176 WILLARD RD
City	ARDMORE
State	OK
Zip	73401-8569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT. W/2 NW BEG. NE/C; S89.2226W 639.65'; S00.0038E 1340.68'; N87.3930E 650.75'; N00.2813W 1321.13 TO POB- 34 04S 03E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1033
Census Tract	892700

Owner

Source: Carter County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage GREAT OAKS BANK
Mar 24, 2020	Warranty Deed, Transfer
Dec 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	2020-003630
Deed Book / Page	6860 / 126
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007176/149
Date	Feb 2, 2022
Book Page	7176/149
Instrument	I-2022-001256

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 24, 2020
Property Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Document Number	006860/126
Book / Page	6860 / 126
Instrument Date	Mar 23, 2020
Instrument	2020-003630
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 20, 2019
Property Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Document Number	006817/321
Book / Page	6817 / 321
Instrument Date	Dec 16, 2019
Instrument	2019-014748
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Tax	$310.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 WILLARD RD, ARDMORE, OK 73401-8569
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$12,472 (+6.09%) Land $3,975 Building $8,497	$120,102 (+9.01%) Land $33,126 Building $86,976
2023	Homeowner's exemption	$11,756 Land $3,956 Building $7,800	$110,179 Land $33,126 Building $77,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 60% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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