345 Willard Rd, Ardmore, OK 73401 Property Records

Carter County property record for 345 Willard Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1984
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Company Names on Record
Last Sale	$125,333 (Aug 2012)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15043`

Property Details

APN / Parcel Number

Primary APN	`15043`
Alternative APN	`6490-27-04S-03E-3-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Mixed
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	510 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15043
Street Address	345 WILLARD RD
City	ARDMORE
State	OK
Zip	73401-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 165 E 231 S/2 SW SE SW- LESS .09 AC TO COUNTY ROAD- 27 04S 03E
Legal Range	03E
Legal Township	04S
Legal Section	27
Legal Subdivision	DICKSON CITY TRACTS
Legal Block	4S
Legal Lot Number	3E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1024
Census Tract	892700

Owner

Source: Carter County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	345 WILLARD RD, ARDMORE, OK 73401-8573
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2012	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE MORTGAGE CO
Sep 16, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on Record
Deed Sale	Aug 3, 2012 · Amount on Record
Prior Sale	Jun 28, 1998
Deed Document Number	201210383
Deed Book / Page	5554 / 66
Last Transfer Date	Sep 16, 2025
Transfer Doc	007765/277
Record Updated	Jun 8, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	345 WILLARD RD, ARDMORE, OK 73401-8573
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5554/067
Date	Aug 3, 2012
Book Page	5554/067
Instrument	2012-010384

Lender

Name	RESOURCE MORTGAGE CO
Type	Mortgage Company
Address	NORMAN, OK 73072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2042

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Sep 16, 2025
Property Address	345 WILLARD RD, ARDMORE, OK 73401-8573
Document Number	007765/277
Book / Page	7765 / 277
Instrument Date	Sep 16, 2025
Instrument	I-2025-009880
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	345 WILLARD RD, ARDMORE, OK 73401-8573

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Dickson Town
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-0.07%) Homeowner's exemption	$16,005 (+3%) Land $1,238 Building $14,767	$194,048 (+8.24%) Land $10,320 Building $183,728
2024	$1,536.00 (+5.57%) Homeowner's exemption	$15,539 (+3%) Land $1,238 Building $14,301	$179,283 (+7.87%) Land $10,320 Building $168,963
2023	$1,455.00 Homeowner's exemption	$15,087 Land $1,238 Building $13,849	$166,202 Land $10,320 Building $155,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 60% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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