Henderson County property record for 441 Stepp Rd, Hendersonville, NC 28792
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 3 ba · 2,566 sqft · built 2001 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Dec 2024) |
| Tax Bill | $2,188 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9670493824 |
| Primary APN | 9670493824 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,566 sqft Heated Area |
| 1st Floor Area | 1,540 sqft |
| Upper Floors Area | 770 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 560 sqft |
| Canopy | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9958235 |
|---|---|
| Street Address | 441 STEPP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-6589 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | 9958235~R2 |
| Legal Description | #37 STEPP ROAD SD LO37 PL1996-2267 |
| Legal Subdivision | STEPP ROAD (3866) |
| Legal Block | 49 |
| Legal Lot Number | 3824 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 930401 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 441 STEPP RD, HENDERSONVILLE, NC 28792-6589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on Record |
| Deed Sale | Dec 9, 2024 · Amount on Record |
| Deed Document Number | 20241023419 |
| Deed Book / Page | 4234 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 441 STEPP RD, HENDERSONVILLE, NC 28792-6589 |
| Document Number | 0031250441 |
| Book / Page | 003125 / 000441 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 441 STEPP RD HENDERSONVILLE NC 287926589, HENDERSONVILLE, NC 28792-6589 |
| Document Number | 0031250441 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 003125/000441 |
| Instrument | 873310 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,900 (+9.12%) Land $49,700 Building $351,200 | ||
| 2025 | $2,188.00 | ||
| 2023 | $367,400 Land $49,700 Building $317,700 | $400,900 Land $49,700 Building $351,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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