370 Stepp Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 370 Stepp Rd, Hendersonville, NC 28792

Property Summary

Property Type	Manufactured or Modular Home
Details	2.5 ba · 2,229 sqft · built 2007
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2009)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9670498952`

Property Details

APN / Parcel Number

Primary APN	`9670498952`
Alternative APNs	`00967049895255` `9960662`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,229 sqft Heated Area
1st Floor Area	1,304 sqft
Upper Floors Area	652 sqft
Attic	Attic
Attic Area	273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	34,412 sqft (0.79 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9960662
Street Address	370 STEPP RD
City	HENDERSONVILLE
State	NC
Zip	28792-6588
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9960662~R2
Legal Description	PINEY OAK HILLS LO39 PL1997-2591
Legal Subdivision	PINEY OAK HILLS (3900)
Legal Block	49
Legal Lot Number	8952
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1007
Census Tract	930401

Owner

370 Stepp Rd, a residential property, is owned and occupied by two individuals who bought it in April 2009.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIME MORTGAGE LENDING INC
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2009 · Amount on File
Deed Sale	Apr 24, 2009 · Amount on File
Prior Sale	Aug 2, 2006 · Amount on File
Deed Book / Page	1393 / 466
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040120406
Date	Feb 10, 2023
Book Page	4012/406
Instrument	1000993428

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039410380
Date	Jul 21, 2022
Book Page	3941/380
Instrument	983597

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	116 Months
Due	Mar 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037530688
Date	Jul 23, 2021
Book Page	3753/688
Instrument	958888

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032200049
Date	Jul 5, 2018
Book Page	3220/49

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2028

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	370 STEPP RD, HENDERSONVILLE, NC 28792-6588
Document Number	0033160701
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 STEPP RD HENDERSONVILLE NC 287926588, HENDERSONVILLE, NC 28792-6588

Mortgage

Document Number	0033160701
Date	Apr 1, 2019
Book Page	003316/000701
Instrument	900931

Lender

Name	UNITED FCU
Type	Credit Union
Address	ST JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 31, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 370 Stepp Rd was $1,876.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,700 Land $67,500 Building $276,200
2025	$1,876.00
2023		$343,700 Land $67,500 Building $276,200	$343,700 Land $67,500 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Stepp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Stepp Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepp Rd

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