Henderson County property record for 435 Stepp Rd, Hendersonville, NC 28792 · Last verified July 2026
| Property Type | Residential |
|---|---|
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $795,000 (Sep 2022) |
| Tax Bill | $491 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9670494714 |
| Primary APN | 9670494714 |
|---|---|
| Alternative APNs |
|
| Lot Area | 41,382 sqft (0.95 acres) |
|---|
| Account Number | 9958236 |
|---|---|
| Street Address | 435 STEPP RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | STEPP ROAD LO38 PL1996-2267 |
| Legal Subdivision | STEPP ROAD (3866) |
| Legal Block | 49 |
| Legal Lot Number | 4714 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 930401 |
Source: Henderson County records · APN 9670494714
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 STEPP RD, HENDERSONVILLE, NC 28792-6588 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2022 · Amount on Record |
| Deed Sale | Sep 02, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 2022985961 |
| Deed Book / Page | 3958 / 267 |
| Record Updated | Sep 20, 2026 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,100 (-) Land $53,300 Building $36,800 | ||
| 2025 | $491.00 | ||
| 2023 | $90,100 Land $53,300 Building $36,800 | $90,100 Land $53,300 Building $36,800 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899304011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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