Saginaw County property record for 441 S Outer Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,223 sqft · built 2001 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,625 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-20-4580-001 |
| Primary APN | 10-12-5-20-4580-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 441 S OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOTS 40 41 & 42 JANES MANOR SEC 20 T12N R5E ***NEW # SPLIT FROM PARENTS 4580 & 4638 2/10/05 |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 20 |
| Legal Subdivision | JANES MANOR |
| Legal Lot Number | 40-42 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 11002 |
441 S Outer Dr is owned and occupied by an individual who acquired it in December 2008.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 441 S OUTER DR, SAGINAW, MI 48601-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2008 |
| Deed Sale | Dec 3, 2008 |
| Prior Sale | Sep 9, 2004 · Amount on File |
| Deed Book / Page | 2560 / 1988 |
| Prior Transfer Date | Apr 24, 2002 |
| Prior Transfer Doc | 0007084968 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 441 S Outer Dr was $1,625 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,700 | $119,400 | |
| 2025 | $1,625.00 Homeowner's exemption | ||
| 2023 | $38,600 | $77,200 | |
| 2022 | $1,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 S Outer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 441 S Outer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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