Saginaw County property record for 515 S Outer Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,124 sqft · built 1969 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,700 (Jul 2003) |
| Tax Bill | $1,265 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-20-4586-001 |
| Primary APN | 10-12-5-20-4586-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 126 ft deep x 140 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 S OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOTS 46, 47 & 92, JANES MANOR SEC 20 T12N R5E ***SPLIT FROM PARENTS 4586-000 & 4632-000 01/21/15 |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 20 |
| Legal Subdivision | JANES MANOR |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11002 |
515 S Outer Dr is owned and occupied by an individual who bought it in July 2003.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 S OUTER DR, SAGINAW, MI 48601-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2003 · Amount on File |
| Deed Sale | Jul 23, 2003 · Amount on File |
| Deed Document Number | 20037154073 |
| Deed Book / Page | 2253 / 2093 |
| Prior Transfer Date | Jun 6, 2003 |
| Prior Transfer Doc | 0007190877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 515 S OUTER DR, SAGINAW, MI 48601-6404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 515 S OUTER DR, SAGINAW, MI 48601-6404 |
| Document Number | 0000006346 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022006346 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 515 S Outer Dr was $1,265 with a homeowner's exemption, up 291.6% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,900 | $83,800 | |
| 2025 | $1,265.00 (+291.64%) Homeowner's exemption | ||
| 2024 | $323.00 | ||
| 2022 | $312.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 S Outer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 515 S Outer Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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