Saginaw County property record for 407 S Outer Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 949 sqft · built 1958 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Oct 2021) |
| Tax Bill | $1,111 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-20-4572-000 |
| Primary APN | 10-12-5-20-4572-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| 1st Floor Area | 949 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,415 sqft (0.285 acres) |
| Lot Dimensions | 120 ft deep x 103 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 104 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 407 S OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOTS 32 AND 33 JANES MANOR SEC 20 T12N R5E ***COMBINED WITH 4573-000 1/11/2002 |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 20 |
| Legal Subdivision | JANES MANOR |
| Legal Lot Number | 32-33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 11002 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 S OUTER DR, SAGINAW, MI 48601-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL |
| Oct 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Nov 9, 2016 · Amount on Record |
| Deed Document Number | 202134147 |
| Prior Transfer Date | Oct 5, 2021 |
| Prior Transfer Doc | 0000034146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 407 S OUTER DR, SAGINAW, MI 48601-6402 |
| Document Number | 2021034147 |
| Map Reference | LB 5 PG 20 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021034147 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | HOMELAND TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 OAKBRIAR LN, 12312, CHARLOTTE, NC 28273-7874 |
| Name | Verified Name |
|---|---|
| Address | 407 S OUTER DR, SAGINAW, MI 48601-6402 |
| Document Number | 2021034148 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021034148 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 407 S OUTER DR, SAGINAW, MI 48601-6402 |
| Document Number | 2021034146 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021034146 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 OAKBRIAR LN, 12312, CHARLOTTE, NC 28273-7874 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12312 OAKBRIAR LN, CHARLOTTE, NC 28273-7874 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 23, 2021 |
| Property Address | 407 S OUTER DR, SAGINAW, MI 48601-6402 |
| Document Number | 2021031053 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021031053 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12312 OAKBRIAR LN, 12312, CHARLOTTE, NC 28273-7874 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11040 PALESTRINA RD, CHARLOTTE, NC 28215-7319 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,000 (+57.61%) | $58,000 (+57.61%) | |
| 2025 | $1,111.00 (+15.01%) Homeowner's exemption | ||
| 2023 | $18,400 | $36,800 | |
| 2022 | $966.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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