441 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 441 River Rd, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,622 sqft · built 2020
Lot Size0.779 acres (33,976 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2018)
Tax Bill$10,010 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN50-04-26-018444-000-00

Property Details

APN / Parcel Number

Primary APN50-04-26-018444-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,622 sqft Heated Area
Gross Area4,643 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area33,976 sqft (0.779 acres)
Lot Dimensions126 ft deep x 270 ft wide
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address441 RIVER RD
CityORANGE PARK
StateFL
Zip32073-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionPT OF LOT 1 MILBYRNE TRIANGLESEC 1 O.P. & PT OF RIVER RD ASREC O R 4125 PG 2005
Legal Range26
Legal Township04
Legal Section50
Legal Lot Number1
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2005
Census Tract30600

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address441 RIVER RD, ORANGE PARK, FL 32073-3100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleJan 22, 2008
Deed Document Number2018050078
Deed Book / Page4125 / 2005
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address441 RIVER RD, ORANGE PARK, FL 32073-3100
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 RIVER RD, ORANGE PARK, FL 32073-3100

Mortgage

Document Number0046250163
DateJul 7, 2022
Book Page4625/163
Instrument2022041247
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
MunicipalityOrange Park Town
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,010.00 (+7.08%) Homeowner's exemption$593,447 (+5.99%)$851,203 (+8.33%) Land $347,870 Building $503,333
2023$9,348.00 (+2.23%) Homeowner's exemption$559,926 (+3%)$785,718 (+12.71%) Land $347,870 Building $437,848
2022$9,144.00 Homeowner's exemption$543,618$697,133 Land $347,870 Building $349,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ORANGE PARK
serves 8,668 people · EPA ID FL2101182
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on River Rd

Nearby Streets

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