622 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 622 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1957
Lot Size	0.752 acres (32,757 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2019)
Tax Bill	$4,903 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-04-26-018505-000-00`

Property Details

APN / Parcel Number

Primary APN	`50-04-26-018505-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	32,757 sqft (0.752 acres)
Lot Dimensions	381 ft deep x 86 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Finished/Open Porch
Porch Area	433 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PT LOTS C & C1 PREBLES SEC 1 O.P. AS REC OR 4188 PG 240
Legal Range	26E
Legal Township	04S
Legal Section	50
Legal Subdivision	PREBLES
Legal Block	5
Legal Lot Number	C,C1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2011
Census Tract	30600

Owner

622 River Rd is owned and occupied by an individual who bought it in May 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	622 RIVER RD, ORANGE PARK, FL 32073-3139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on File
Deed Sale	May 2, 2019 · Amount on File
Deed Document Number	201922493
Deed Book / Page	4188 / 240
Prior Transfer Date	Aug 30, 2011
Prior Transfer Doc	0033352060
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	622 RIVER RD, ORANGE PARK, FL 32073-3139
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 RIVER RD, ORANGE PARK, FL 32073-3139

Mortgage

Document Number	0045302010
Date	Nov 3, 2021
Book Page	4530/2010
Instrument	2021069784

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	622 RIVER RD, ORANGE PARK, FL 32073-3139
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 RIVER RD, ORANGE PARK, FL 32073-3139

Mortgage

Document Number	0044560617
Date	May 13, 2021
Book Page	4456/617
Instrument	2021029900

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 2, 2019
Property Address	622 RIVER RD, ORANGE PARK, FL 32073-3139
Document Number	0041880240
Book / Page	004188 / 000240
Instrument Date	May 1, 2019
Instrument	22493
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3508 RED OAK CIR E ORANGE PARK FL 320735961, ORANGE PARK, FL 32073-5961

Mortgage

Document Number	41880242
Date	May 2, 2019
Book Page	004188/000242
Instrument	22494

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 622 River Rd was $4,903 with a homeowner's exemption, up 6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,903.00 (+5.96%) Homeowner's exemption	$312,016	$398,448 Land $325,381 Building $73,067
2024	$4,627.00 (+0.3%)
2023	$4,613.00 (+2.74%) Homeowner's exemption	$294,392 (+3%)	$330,965 (+3.37%) Land $262,472 Building $68,493
2022	$4,490.00 Homeowner's exemption	$285,818	$320,168 Land $262,472 Building $57,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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