Clay County property record for 326 River Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,759 sqft · built 1928 |
| Lot Size | 0.476 acres (20,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,500 (Sep 1996) |
| Tax Bill | $622 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-04-26-018494-002-00 |
| Primary APN | 50-04-26-018494-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,759 sqft Heated Area |
| Gross Area | 2,025 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,778 sqft (0.476 acres) |
| Lot Dimensions | 198 ft deep x 105 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 226 sqft |
| Patio Area | 40 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 326 RIVER RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 4 & 5 BLK 4 SEC 1 O.P.AS REC O R 1620 PG 1813 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 50 |
| Legal Subdivision | ORANGE PARK SEC 01 |
| Legal Block | 4 |
| Legal Lot Number | 4,5 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30600 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 326 RIVER RD, ORANGE PARK, FL 32073-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 1996 · Amount on Record |
| Deed Sale | Sep 5, 1996 · Amount on Record |
| Deed Document Number | 0016201813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 326 RIVER RD, ORANGE PARK, FL 32073-3007 |
| Document Number | 0042930805 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 326 RIVER RD ORANGE PARK FL 320733007, ORANGE PARK, FL 32073-3007 |
| Document Number | 0042930805 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 004293/000805 |
| Instrument | 16454 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 29, 2035 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $622.00 (-8.66%) Homeowner's exemption | $76,123 (+5.99%) | $173,806 (+18.56%) Land $50,000 Building $123,806 |
| 2023 | $681.00 (+4.77%) Homeowner's exemption | $71,824 (+3%) | $146,602 (+28.9%) Land $35,000 Building $111,602 |
| 2022 | $650.00 Homeowner's exemption | $69,733 | $113,729 Land $30,000 Building $83,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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