427 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 427 Main St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,628 sqft · built 1904
Lot Size	0.135 acres (5,899 sqft)
Owner	Individual Name on File
Last Sale	$827,300 (May 2017)
Tax Bill	$193 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9G B:716`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9G B:716`
Alternative APNs	`M:00009G B:00716-00000` `2848`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,628 sqft Living Area
Gross Area	4,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	5,899 sqft (0.135 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2848
Street Address	427 MAIN ST
City	CONCORD
State	MA
Zip	01742-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	716
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2000
Census Tract	361100

Owner

427 Main St is owned and occupied by an individual who bought it in May 2017.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	427 MAIN ST, CONCORD, MA 01742-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Prior Sale	Aug 30, 2012 · Amount on File
Deed Book / Page	69334 / 293
Transfer Doc	069334-293
Record Updated	Oct 29, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 25, 2017
Property Address	427 MAIN ST, CONCORD, MA 01742-2326
Document Number	69334-293
Book / Page	69334 / 293
Instrument	77777
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MAIN ST, CONCORD, MA 01742-2326

Mortgage

Document Number	693340295
Date	May 25, 2017
Instrument	69334/0295

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 427 Main St was $193, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$193.00 (-98.97%)	$1,462,700 (+2.16%) Land $646,800 Building $815,900	$1,270,625
2024	$18,800.00	$1,431,800 Land $646,800 Building $785,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1979–2010)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20