441 Laurel St, Richmond, KY 40475 Property Records

Madison County property record for 441 Laurel St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	928 sqft
Lot Size	0.345 acres (15,064 sqft)
Owner	Individual Name on File
Last Sale	$8,500 (Aug 2021)
Tax Bill	$886 (2025)
Deeds & Mortgages	Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R007-0013-0001`

Property Details

APN / Parcel Number

Primary APN	`R007-0013-0001`
Alternative APNs	`107035` `144368` `74535`

Interior

Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	15,064 sqft (0.345 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	74535
Street Address	441 LAUREL ST
City	RICHMOND
State	KY
Zip	40475-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKS & EVANS LOT 12 & 13
Legal Subdivision	BRECK & EVAN
Legal Lot Number	12,13
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2000
Census Tract	10602

Owner

441 Laurel St is owned and occupied by an individual who bought it in August 2021.

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	441 LAUREL ST, RICHMOND, KY 40475-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20212014049598
Deed Book / Page	810 / 279
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 23, 2021
Property Address	441 LAUREL ST, RICHMOND, KY 40475-1239
Document Number	00D810/279
Book / Page	D810 / 279
Instrument Date	Aug 11, 2021
Instrument	2014049598
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2188 GOSE PIKE, 2188, DANVILLE, KY 40422-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 LAUREL ST, RICHMOND, KY 40475-1239

Tax Assessment & Valuation

The 2025 property tax bill for 441 Laurel St was $886.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00	$94,000	$94,000
2023	$570.00 (-0.35%)	$58,800 (-)	$58,800 (-)
2022	$572.00	$58,800	$58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20