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430 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 430 Flag Pond Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1976
Lot Size3.44 acres (149,846 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jul 2024)
Tax Bill$4,277 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNG1363R

Property Details

APN / Parcel Number

Primary APNG1363R
Alternative APNs
  • SACO M:109 L:009 U:001-000
  • M:109 L:009 U:001=000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area1,749 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement688 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area149,846 sqft (3.44 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberG1363R
Street Address430 FLAG POND RD
CitySACO
StateME
Zip04072-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number9
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2014
Census Tract5100

Owner

430 Flag Pond Rd is owned by two individuals who bought it in July 2024.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address28 JESSICA LN, SOUTH PORTLAND, ME 04106-6898
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2024 · Amount on File
Deed SaleJul 31, 2024 · Amount on File
Prior SaleDec 28, 2020 · Amount on File
Deed Document Number202423504
Deed Book / Page19481 / 188
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateDec 28, 2020
Property Address430 FLAG POND RD, SACO, ME 04072-9635
Document Number0185020030
Book / Page18502 / 30
Instrument DateDec 24, 2020
Instrument2020067297
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 HIGH ST, S PORTLAND, ME 04106-2040

Mortgage

Document Number2020067298
DateDec 28, 2020
Instrument2020067298
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 430 Flag Pond Rd was $4,277, up 1.5% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,277.00 (+1.5%)$301,200 (+0.43%) Land $151,200 Building $150,000
2024$4,214.00$299,900 Land $151,200 Building $148,700$309,225
2022$4,132.00$225,400 Land $115,300 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Flag Pond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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