Clay County property record for 441 Fair Ave, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1940 |
| Square Footage | 964 sqft Living Area |
| Lot Size | 7,133 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $71,500 (2026) |
| Tax Bill | $1,388.00 (2024) |
Source: Clay County records · APN 10-36-202-016
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 FAIR AVE, FLORA, IL 62839-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2021 · Amount on Record |
| Deed Doc Number | 2026777 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Apr 28, 2026 |
| Property Address | 441 FAIR AVE, FLORA, IL 62839-2720 |
| Document Number | 0000000777 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2026.777 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,832.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 441 FAIR AVE, FLORA, IL 62839-2720 |
| Document Number | 0000000778, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..778 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 16, 2021 |
| Property Address | 441 FAIR AVE, FLORA, IL 62839-2720 |
| Document Number | 0000202116 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 202116 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 COUNTY RD, CISNE, IL 62823 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 441 FAIR AVE, FLORA, IL 62839-2720 |
| Document Number | 0000202117 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 202117 |
| Name | CLAY CITY BANKING CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,709 (+11.45%) Land $1,980 Building $23,729 | $77,127 (+11.45%) Land $5,940 Building $71,187 | |
| 2024 | $1,388.00 (+8.18%) | $23,068 (+18.41%) Land $1,777 Building $21,291 | $69,204 (+18.41%) Land $5,331 Building $63,873 |
| 2022 | $1,283.00 (+39%) Homeowner's exemption | $19,481 Land $1,501 Building $17,980 | $58,443 Land $4,503 Building $53,940 |
| 2021 | $923.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-36-202-016 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 964 sqft Living Area |
| Attic Area | 964 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 964 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Roof Material | Shingle Roof |
| Lot Area | 7,133 sqft (0.163 acres) |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 441 FAIR AVE |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2720 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | M T SNYDER ADDN BLOCK B LOT 17 |
| Legal Subdivision | M T SNYDER ADD |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 2 |
| Census Block | 2074 |
| Census Tract | 972100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures