433 Fair Ave, Flora, IL 62839 Property Records

Clay County property record for 433 Fair Ave, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,636 sqft · built 1940
Lot Size	0.163 acres (7,133 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (Nov 2018)
Tax Bill	$2,690 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-202-014`

Property Details

APN / Parcel Number

Primary APN	`10-36-202-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
Attic	Attic
Attic Area	840 sqft
Basement Area	948 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	7,133 sqft (0.163 acres)
Garage Area	308 sqft
Driveway	Concrete Driveway
Driveway Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	433 FAIR AVE
City	FLORA
State	IL
Zip	62839-2720
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M T SNYDER ADDN BLOCK B LOT 15
Legal Subdivision	M T SNYDER ADD
Legal Block	B
Legal Lot Number	15
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2074
Census Tract	972100

Owner

Source: Clay County records · APN 10-36-202-014

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	903 AUSTIN AVE, FLORA, IL 62839-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2018 · Amount on Record
Deed Sale	Nov 09, 2018 · Amount on Record
Deed Document Number	2018195426
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 09, 2018
Property Address	433 FAIR AVE, FLORA, IL 62839-2720
Document Number	D195426
Instrument Date	Nov 09, 2018
Instrument	D195426
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 FAIR AVE, FLORA, IL 62839-2720

Mortgage

Document Number	D195427
Date	Nov 09, 2018
Instrument	D195427

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,843 (+31.97%) Land $1,980 Building $34,863	$110,529 (+31.97%) Land $5,940 Building $104,589
2024	$2,690.00 (+28.89%)
2022	$2,087.00 (+9.84%) Homeowner's exemption	$27,917 Land $1,501 Building $26,416	$83,751 Land $4,503 Building $79,248
2021	$1,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.