Clay County property record for 432 Fair Ave, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,575 sqft · built 1940 |
| Lot Size | 0.198 acres (8,646 sqft) |
| Owner | Company Name on Record |
| Last Sale | $23,333 (May 2022) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-204-001 |
| Primary APN | 10-36-204-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 8,646 sqft (0.198 acres) |
| Garage Area | 786 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 432 FAIR AVE |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2709 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | M T SNYDER ADDN BLOCK D ALL LOT 1 & N 12' LOT 3 |
| Legal Subdivision | M T SNYDER ADD |
| Legal Block | D |
| Legal Lot Number | 1,3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 416 FAIR AVE, FLORA, IL 62839-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 7, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 6, 2022 | Warranty Deed, Transfer |
| May 6, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FLORA BANKING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Deed Document Number | 2022204750 |
| Last Transfer Date | Sep 5, 2023 |
| Transfer Doc | 0000207955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 7, 2023 |
| Property Address | 432 FAIR AVE, FLORA, IL 62839-2709 |
| Document Number | 0000207955 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 207955 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 FAIR AVE, FLORA, IL 62839-2709 |
| Name | Verified Name |
|---|---|
| Address | 416 FAIR AVE, FLORA, IL 62839-2709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 6, 2022 |
| Property Address | 432 FAIR AVE, FLORA, IL 62839-2709 |
| Document Number | 0000204750 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 204750 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 FAIR AVE, FLORA, IL 62839-2709 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 6, 2022 |
| Property Address | 432 FAIR AVE, FLORA, IL 62839-2709 |
| Document Number | 0000204749 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 204749 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 266 N LOCUST ST, CLAREMONT, IL 62421-2539 |
| Document Number | 0000204751 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 204751 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 29, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (-16.96%) Homeowner's exemption | $28,841 (+20.67%) Land $2,375 Building $26,466 | $86,523 (+20.67%) Land $7,125 Building $79,398 |
| 2024 | $2,105.00 (+23.53%) | ||
| 2022 | $1,704.00 (+9.94%) Homeowner's exemption | $23,900 Land $1,751 Building $22,149 | $71,700 Land $5,253 Building $66,447 |
| 2021 | $1,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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