441 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 441 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 1957
Lot Size	0.401 acres (17,476 sqft)
Owner	Individual Name on Record
Last Sale	$692,000 (Apr 2023)
Tax Bill	$5,618 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7310-016E-0060`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7310-016E-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,155 sqft Heated Area
Gross Area	1,643 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,476 sqft
Lot Width	100 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	1,659 sqft
Deck Area	80 sqft
Fence	Fence
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	441 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 BL 16 E LOT 6 OR 234/289 617/346 674/216 705/413-414 909/50 1323/64 1361/445 1362/27
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	STGEORGE IS GULF BEACHES
Legal Block	16
Legal Lot Number	6
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1077
Census Tract	970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7102 TULIPTREE TRL, INDIANAPOLIS, IN 46256-2137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Apr 17, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Jan 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	202319001986
Deed Book / Page	1362 / 27
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 21, 2023
Property Address	441 E GULF BEACH DR, EASTPOINT, FL 32328-2811
Document Number	0019001986
Book / Page	1362 / 27
Map Reference	MB 2 PG 7
Instrument Date	Apr 21, 2023
Instrument	202319001986
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	886 PECAN CIR, SEBASTIAN, FL 32976-7392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 TULIPTREE TRL, INDIANAPOLIS, IN 46256-2137

Mortgage

Document Number	0000000029
Date	Apr 21, 2023
Instrument	1362/29

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	Other
Margin	3
Max Rate	12%

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 17, 2023
Property Address	441 E GULF BEACH DR, EASTPOINT, FL 32328-2811
Document Number	0019001874
Book / Page	1361 / 445
Map Reference	MB 2 PG 7
Instrument Date	Apr 14, 2023
Instrument	202319001874
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 GRAY FOX RD, LOUISVILLE, KY 40205-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 CORAL WAY, BIG PINE KEY, FL 33043-5040

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 6, 2022
Property Address	441 E GULF BEACH DR, EASTPOINT, FL 32328-2811
Document Number	0019000071
Book / Page	1323 / 64
Map Reference	MB 2 PG 7
Instrument Date	Jan 5, 2022
Instrument	202219000071
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 CRAY FOX ROAD, 2409, LOUISVILLE, KY 40205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 CORAL WAY, BIG PINE KEY, FL 33043-5040

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,618.00 (-3.29%)	$596,586 (-2.21%) Land $240,000 Building $356,586	$596,586 (-2.21%) Land $240,000 Building $356,586
2024	$5,809.00 (+20.22%)	$610,050 (+25.51%) Land $250,000 Building $360,050	$610,050 (+25.51%) Land $250,000 Building $360,050
2023	$4,832.00 (+45.81%)	$486,067 (+38.5%) Land $250,000 Building $236,067	$486,067 (+38.5%) Land $250,000 Building $236,067
2022	$3,314.00	$350,957 Land $145,000 Building $205,957	$350,957 Land $145,000 Building $205,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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