San Diego County property record for 441 Cota Ln, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,368 sqft · built 2016 |
| Lot Size | 0.192 acres (8,361 sqft) |
| Owner | Company Name on Record |
| Last Sale | $653,000 (Jun 2016) |
| Tax Bill | $9,448 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-093-31-00 |
| Primary APN | 159-093-31-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,368 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 8,361 sqft (0.192 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 441 COTA LN |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-1995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 99 TR 015941 |
| Legal Subdivision | PC 14-215 |
| Legal Tract | 015941 |
| Legal Block | 3 |
| Legal Lot Number | 99 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 19303 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 441 COTA LN, VISTA, CA 92083-1995 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on Record |
| Deed Sale | Jun 14, 2016 · Amount on Record |
| Deed Document Number | 2016293020 |
| Last Transfer Date | Jul 7, 2016 |
| Transfer Doc | 0000431622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 441 COTA LN, VISTA, CA 92083-1995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 441 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000291938 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-0291938 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2052 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $784,153 (+2%) Land $170,935 Building $613,218 | |
| 2025 | $9,448.00 (+7.9%) Homeowner's exemption | $768,779 (+4.04%) Land $167,584 Building $601,195 |
| 2023 | $8,756.00 (+0.24%) Homeowner's exemption | $738,928 Land $161,078 Building $577,850 |
| 2022 | $8,735.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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