San Diego County property record for 437 Cota Ln, Vista, CA 92083 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,067 sqft · built 2016 |
| Lot Size | 0.165 acres (7,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $779,000 (Oct 2020) |
| Tax Bill | $10,288 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-093-30-00 |
| Primary APN | 159-093-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,067 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 7,201 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 437 COTA LN |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-1995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 TR 015941 |
| Legal Subdivision | CITY/VISTA PC 14-215 |
| Legal Tract | 015941 |
| Legal Block | 3 |
| Legal Lot Number | 98 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 19303 |
Source: San Diego County records · APN 159-093-30-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Oct 29, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 31, 2018 | Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 2020667093 |
| Prior Transfer Date | Jan 25, 2018 |
| Prior Transfer Doc | 0000039328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000341014 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-0341014 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 29, 2020 |
| Property Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000667093 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 667093 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $857.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 COTA LN VISTA CA 920831995, VISTA, CA 92083-1995 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000039328 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 39328 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 437 COTA LN VISTA CA 920831995, VISTA, CA 92083-1995 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000039326 |
| Map Reference | DOC2013-0578449 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 2018-0039326 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 437 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000039327 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018-0039327 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $860,074 (+2%) Land $219,329 Building $640,745 | |
| 2025 | $10,288.00 (+7.95%) Homeowner's exemption | $843,211 (+4.04%) Land $215,029 Building $628,182 |
| 2023 | $9,530.00 (+0.25%) Homeowner's exemption | $810,470 Land $206,680 Building $603,790 |
| 2022 | $9,506.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: San Diego Broadband, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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