San Diego County property record for 434 Cota Ln, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,067 sqft · built 2016 |
| Lot Size | 0.143 acres (6,213 sqft) |
| Owner | Company Name on File |
| Last Sale | $865,500 (Jul 2016) |
| Tax Bill | $12,187 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-093-28-00 |
| Primary APN | 159-093-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,067 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 6,213 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 434 COTA LN |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-1995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 96 TR 015941 |
| Legal Subdivision | CITY/VISTA PC 14-215 |
| Legal Tract | 015941 |
| Legal Block | 3 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 19303 |
434 Cota Ln is owned by a company that acquired it in January 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 434 COTA LN, VISTA, CA 92083-1995 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Deed Document Number | 2016384464 |
| Last Transfer Date | Jan 8, 2020 |
| Transfer Doc | 0000014215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 10, 2020 |
| Property Address | 434 COTA LN, VISTA, CA 92083-1995 |
| Document Number | 0000014215 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 14215 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2165 CRUDEN BAY WAY GILROY CA 950203081, GILROY, CA 95020-3081 |
The 2025 property tax bill for 434 Cota Ln was $12,187.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,024,404 (+2%) Land $443,921 Building $580,483 | |
| 2025 | $12,187.00 | $1,004,318 Land $435,217 Building $569,101 |
| 2023 | $11,280.00 (+0.23%) | $965,321 Land $418,318 Building $547,003 |
| 2022 | $11,254.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 434 Cota Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Cota Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: San Diego Broadband.
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