Anne Arundel County property record for 441 Broadwater Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,892 sqft · built 1985 |
| Lot Size | 0.167 acres (7,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2018) |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage Feb 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-90024399 |
| Primary APN | 03-115-90024399 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,287 sqft (0.167 acres) |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Deck Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11590024399 |
|---|---|
| Street Address | 441 BROADWATER RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 3A HARMONY POINT RESUB |
| Legal Subdivision | HARMONY POINT RESUB |
| Legal Block | 2 |
| Legal Lot Number | 3A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731104 |
441 Broadwater Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2018 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Feb 15, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on File |
| Deed Sale | Mar 14, 2018 · Amount on File |
| Prior Sale | Feb 15, 2017 · Amount on File |
| Deed Book / Page | 31920 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 14, 2018 |
| Property Address | 441 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0319200131 |
| Book / Page | 31920 / 131 |
| Map Reference | MB74 FO4 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | SECURITY AMERICAN TITLE LCL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 441 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0031920138 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 31920/138 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 15, 2017 |
| Property Address | 441 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0306460197 |
| Book / Page | 030646 / 000197 |
| Instrument Date | Oct 24, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $266.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 441 Broadwater Rd was $4,250 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,333 | $446,500 Land $224,800 Building $221,700 | |
| 2025 | $4,250.00 | ||
| 2023 | $3,568.00 Homeowner's exemption | $375,467 | $395,000 Land $224,800 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Broadwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Broadwater Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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