Anne Arundel County property record for 433 Broadwater Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,364 sqft · built 1985 |
| Lot Size | 0.171 acres (7,451 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Mar 2021) |
| Tax Bill | $4,169 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-90024403 |
| Primary APN | 03-115-90024403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,364 sqft Total Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,451 sqft (0.171 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 172 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 11590024403 |
|---|---|
| Old Parcel Number | 311590024403 |
| Street Address | 433 BROADWATER RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 5A 433 BROADWATER RD HARMONY POINT RESUB |
| Legal Subdivision | HARMONY POINT |
| Legal Lot Number | 5A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731104 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Mar 26, 2021 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 15, 2017 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 0036340350 |
| Deed Book / Page | 36340 / 350 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0347890168 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 34789/168 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 26, 2021 |
| Property Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0364300350 |
| Book / Page | 36430 / 350 |
| Map Reference | MB 74 PG 4 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0036430358 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 36430/358 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 15, 2017 |
| Property Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0307310321 |
| Book / Page | 30731 / 321 |
| Map Reference | MB74 PG4 PL3879 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 30731-321 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 433 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 30731326 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 30731-326 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,169.00 | $381,833 | $405,200 Land $225,300 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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