Anne Arundel County property record for 435 Broadwater Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,859 sqft · built 1985 |
| Lot Size | 0.164 acres (7,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Feb 2022) |
| Tax Bill | $4,768 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-90024402 |
| Primary APN | 03-115-90024402 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,859 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 495 sqft |
| Finished Basement | 495 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,124 sqft (0.164 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11590024402 |
|---|---|
| Street Address | 435 BROADWATER RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 4B HARMONY POINT RESUB |
| Legal Subdivision | HARMONY POINT RESUB |
| Legal Block | 2 |
| Legal Lot Number | 4B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731104 |
435 Broadwater Rd is owned by an individual who bought it in February 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 810 MILL CREEK RD, ARNOLD, MD 21012-1129 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage ORRSTOWN BANK |
| Nov 18, 2021 | Deed, Transfer BROADVIEW TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on File |
| Deed Sale | Feb 24, 2022 · Amount on File |
| Prior Sale | Nov 18, 2021 · Amount on File |
| Deed Book / Page | 38398 / 341 |
| Prior Transfer Date | Oct 16, 2007 |
| Prior Transfer Doc | 0196270658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 24, 2022 |
| Property Address | 435 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0383980341 |
| Book / Page | 38398 / 341 |
| Map Reference | MB 74 PL 4 PL 3879 |
| Instrument Date | Dec 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | BROADVIEW TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 MILL CREEK RD, ARNOLD, MD 21012-1129 |
| Document Number | 0038398344 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 38398/344 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 18, 2021 |
| Property Address | 435 BROADWATER RD, ARNOLD, MD 21012-1429 |
| Document Number | 0379370378 |
| Book / Page | 37937 / 378 |
| Map Reference | MB 74 PL 4 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 810 MILL CREEK RD, ARNOLD, MD 21012-1129 |
The 2025 property tax bill for 435 Broadwater Rd was $4,768, up 3.6% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,800 (+3.87%) | $419,900 (-) Land $224,300 Building $195,600 | |
| 2025 | $4,768.00 (+3.56%) | $389,700 | $419,900 Land $224,300 Building $195,600 |
| 2024 | $4,604.00 (+18.51%) | ||
| 2023 | $3,885.00 | $355,833 | $374,600 Land $224,300 Building $150,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Broadwater Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Broadwater Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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