441 Bertram Valley Rd, Apex, NC 27523 Property Records

Chatham County property record for 441 Bertram Valley Rd, Apex, NC 27523

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 2,249 sqft · built 2021
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Company Names on File
Last Sale	$1,350,000 (May 2026)
Tax Bill	$8,082 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0093015`

Property Details

APN / Parcel Number

Primary APN	`0093015`
Alternative APN	`1350440`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,249 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Wood
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached

Location & Zoning

Street Address	441 BERTRAM VALLEY RD
City	APEX
State	NC
Zip	27523-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LOT 27 AC 0.347 BK 2019 PG 173
Legal Subdivision	PROVIDENCE AT YATES POND
Legal Block	91
Legal Lot Number	27
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1012
Census Tract	20702

Owner

441 Bertram Valley Rd is owned by a company that bought it in May 2026.

Source: Chatham County records, as of May 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	441 BERTRAM VALLEY RD, APEX, NC 27523-6174
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	20264287
Deed Book / Page	2526 / 601
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	May 15, 2026
Property Address	441 BERTRAM VALLEY RD, APEX, NC 27523-6174
Document Number	0000004287
Book / Page	2526 / 601
Instrument Date	May 13, 2026
Instrument	2026.4287
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$272,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	441 BERTRAM VALLEY RD, APEX, NC 27523-6174

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 14, 2021
Property Address	441 BERTRAM VALLEY RD, APEX, NC 27523-6174
Document Number	002254/761
Book / Page	2254 / 761
Map Reference	MB 2019 PG 171-176
Instrument Date	Oct 14, 2021
Instrument	15905
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7001 WESTON PKWY STE 150, 7001, CARY, NC 27513-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 BERTRAM VALLEY RD, APEX, NC 27523-6174

Mortgage

Document Number	0000015906
Date	Oct 14, 2021
Instrument	15906

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	7%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 441 Bertram Valley Rd was $8,082, up 24.9% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Cary Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,082.00 (+24.88%)	$859,848 (+39.49%) Land $168,375 Building $691,473	$859,848 (+39.49%) Land $168,375 Building $691,473
2024	$6,472.00 (+1.94%)	$616,437 (-) Land $134,700 Building $481,737	$616,437 (-) Land $134,700 Building $481,737
2023	$6,349.00	$616,437 Land $134,700 Building $481,737	$616,437 Land $134,700 Building $481,737

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 441 Bertram Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Bertram Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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