404 Bertram Valley Rd, Apex, NC 27523 Property Records

Chatham County property record for 404 Bertram Valley Rd, Apex, NC 27523

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,226 sqft · built 2019
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Trust Names on File
Last Sale	$1,080,000 (Aug 2023)
Tax Bill	$10,717 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0093025`

Property Details

APN / Parcel Number

Primary APN	`0093025`
Alternative APN	`1370316`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Wood
Lot Area	17,816 sqft (0.409 acres)
Garage Type	Attached

Location & Zoning

Street Address	404 BERTRAM VALLEY RD
City	APEX
State	NC
Zip	27523-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LOT 41 AC 0.409 BK 2019 PG 173
Legal Subdivision	PROVIDENCE AT YATES POND
Legal Block	90
Legal Lot Number	41
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1013
Census Tract	20702

Owner

404 Bertram Valley Rd is owner-occupied and held in a trust since September 2024.

Source: Chatham County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	404 BERTRAM VALLEY RD, APEX, NC 27523-6174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 2, 2020	Warranty Deed, Subdivision Related Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20237537
Deed Book / Page	2378 / 299
Last Transfer Date	Sep 13, 2024
Transfer Doc	002432/174
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 25, 2023
Property Address	404 BERTRAM VALLEY RD, APEX, NC 27523-6174
Document Number	002378/299
Book / Page	2378 / 299
Map Reference	MB 2019 PG 171-176
Instrument Date	Aug 4, 2023
Instrument	7537
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4067 BROOMSEDGE CIR, WEST MELBOURNE, FL 32904-8229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 BERTMAN VALLEY ROAD, APEX, NC 27523-6174

Mortgage

Document Number	0000007538
Date	Aug 25, 2023
Instrument	7538

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	404 BERTRAM VALLEY RD, APEX, NC 27523-6174
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2239/38
Date	Aug 18, 2021
Book Page	2239/38
Instrument	12789

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Apr 2, 2020
Property Address	404 BERTRAM VALLEY RD, APEX, NC 27523-6174
Document Number	0000003623
Book / Page	002104 / 000578
Instrument Date	Apr 2, 2020
Instrument	3623
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 BERTRAM VALLEY RD APEX NC 275236174, APEX, NC 27523-6174

Mortgage

Document Number	3624
Date	Apr 2, 2020
Book Page	002104/000580
Instrument	3624

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 404 Bertram Valley Rd was $10,717, up 28.9% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Cary Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,717.00 (+28.92%)	$1,140,119 (+43.99%) Land $176,125 Building $963,994	$1,140,119 (+43.99%) Land $176,125 Building $963,994
2024	$8,313.00 (+2.96%)	$791,806 (+1%) Land $140,900 Building $650,906	$791,806 (+1%) Land $140,900 Building $650,906
2023	$8,074.00 (+1.97%)	$783,963 (-) Land $140,900 Building $643,063	$783,963 (-) Land $140,900 Building $643,063
2022	$7,918.00	$783,963 Land $140,900 Building $643,063	$783,963 Land $140,900 Building $643,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Bertram Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Bertram Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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